Fewer Resources, More Debt: Loan Debt Burdens Students at Historically Black Colleges and Universities

Student loans have become an increasingly important way for students and their families to pay for college. But for students at HBCUs student loan debt is a substantial burden. Students who attend these institutions—many of whom are low-income and first generation—must borrow at higher
rates and, consequently, graduate with substantially higher debt than their peers at non-HBCUs.

This report examines the rates, amounts and distribution of student loan debt among HBCU students relative to their non-HBCU peers and offers analysis that focuses solely on undergraduates attending four-year public and private, non-profit institutions.